by Chris Kent | life insurance
If you have accumulated significant cash value within a Permanent Life Insurance policy, congratulations! The planning and decision-making you have made to save within such a policy are likely paying off. Thanks to the tremendous tax advantages that Congress has given...
by Chris Kent | life insurance, Term Insurance, Whole Life Insurance
Expecting a baby is one of the most joyous experiences in life. However, it also imposes overwhelming changes on your finances. As you prepare your nursery, it is equally important to talk to your insurance agent to make sure your coverage reflects the change in your...
by Chris Kent | life insurance
According to a study conducted by the Insurance Information Institute earlier this year, couples that feel they no longer need life insurance after their children are grown could leave themselves vulnerable to major financial problems. The research noted that life...
by Chris Kent | life insurance, Term Insurance
Return of Premium for Term Life Insurance is not yet a very popular Term Life Insurance rider. According to research by LIMRA ( Life Insurance Marketing and Research Association ), only 2% of Term Life policyholders have added Return of Premium rider in their policy....
by Chris Kent | life insurance
Purchasing Life Insurance gives you peace of mind and provides financial security to your loved ones. Having life insurance provides assurance to your family that even when you pass away, they will still be able to live the life you have dreamed for them. When one of...
by Chris Kent | life insurance
Death is Inevitable One moment, you may be very much alive and kicking, next moment you might be gone – forever. Your loved ones will only be left with memories of you and, sadly, they will be left responsible for paying off your debts. Ideally, when you die, all your...